Full Service Banking App Features:

Thanks to our unique donation feature, customers will be credited a 1% of their Overall purchases and these money are donated on the customers behalf to iLaVita nonprofit Foundation. Customer will receive receipts from the foundation to claim these charitable contributions on his/her/theirs Tax returns. Wow – Donating without spending an extra dime!!!

Individual Accounts
Interest-earning FDIC insured deposit accounts for individuals and sole proprietors with features that support cards, money movement, bill pay, cash advances, ATMs, and more. Accounts can be used for different purposes including checking, savings, or tax.

Business Accounts
Create interest-earning FDIC insured deposit accounts for businesses with features that support cards, money movement, bill pay, cash advances, ATMs, and more. Accounts can be used for different purposes including checking, savings, or tax.

Joint Accounts
Create interest-earning FDIC insured deposit accounts controlled by multiple individuals with features that support cards, money movement, bill pay, cash advances, ATMs, and more. Accounts can be used for different purposes including checking, savings, or tax.

Unlimited Accounts
Create as many accounts per customer as you need to support your business use case. Each account receives a unique account number and can be managed separately.

Flexible Interest
Enable customers to receive interest on their account balance. You can easily implement different interest for different customers, for example one amount for “VIP” customers and another for “standard” customers, including the ability to offer more interest than the bank provides.

Tax Advantaged Spending
Optimize your customers income by allowing them to spend on certain items tax-free. Unit allows for HSA, FSA, and HRA debit cards to be issued to customers accounts.

Tax Management
Create dedicated accounts used for tax management that can help independent workers and freelancers automate their taxes.

Statements
Deliver custom branded monthly statements to your customers with ease. Our statements are offered in HTML or PDF format as well as English and Spanish.

Bank Verification Letter
We create better experience by providing customers with a letter confirming their account creation and details

Physical Cards
Issue physical cards with on-demand or custom designs created and shipped directly to your customers through a single API call.

Virtual Cards
Issue virtual cards, which are unique cards available to use immediately.

Add To Mobile Wallet
More convenience and card usability by adding cards to Apple Wallet, Google Wallet, and Samsung Pay.

Charge Cards
Create charge cards for the business and sole proprietor customers. Charge cards are cards with a credit limit that must be repaid in full every month. They are issued by Visa and can be used anywhere Visa is accepted worldwide.

Debit Cards
Create debit cards for business, individual, or joint account customers. Debit cards are issued by Visa and can be used anywhere Visa is accepted worldwide.

Donate without spending
Thanks to our unique donation feature, customers will be credited a 1% of their Overall purchases and these money are donated on the customers behalf to iLaVita nonprofit Foundation. Customer will receive receipts from the foundation to claim these charitable contributions on his/her/its Tax returns. Wow – Donating without spending an extra dime!!!

Programmatic Authorization
Automatically shift money between accounts on a purchase, restrict purchases to specific institutions, or more by automatically approving, declining, or adjusting debit card transactions based on whatever criteria you create.

Card Controls
Customers can fully manage their cards from within the app: freeze and unfreeze cards, report cards as stolen, and set and change the PIN on their debit cards.